BOA Bank of America routing numbers – how to use them

BOA Bank of America routing numbers – how to use them

BOA Bank of America uses different routing numbers depending on several factors, including payment type and the transaction’s origin or destination. You’ll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide.

Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.

This article will guide you on how to find the exact routing number you need for your Bank of America account.

Which Bank of America routing number do I need?

The routing number you need to send or receive money through Bank of America depends on whether your payment or transfer is domestic or international.

Transaction Type of routing number Bank of America code
Payments and debits between US accounts
ACH routing number
026009593
Wire payments between US accounts
Domestic wire transfer number
026009593
Wire payments to an international account
SWIFT code
BOFAUS3N

Bank of America ACH transfer routing number

The ACH routing number for Bank of America is 026009593. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

Bank of America wire transfer routing number

The routing number for US wire transfers through Bank of America is 026009593. You can use this same number to receive international wire transfers to your Bank of America account.

Bank of America SWIFT code – BOA Bank of America routing numbers – how to use them

The SWIFT code for international wire transfers through Bank of America is BOFAUS3N. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:

  • The bank’s name
  • Its country code
  • Its main headquarters
  • A particular branch

How to confirm the routing number for Bank of America on your own

Ways to confirm the correct Bank of America routing number include:

  • Call your bank. Your local Bank of America branch or toll-free support line can provide you with routing numbers.
  • Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
  • Search Fedwire. Use your name, city or state to look up routing numbers for Bank of America or double-check the one you have is correct.

Can routing numbers for Bank of America change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Bank of America is headquartered in Charlotte, services or branches in states outside of North Carolina may require a different routing number. Confirm routing numbers with a Bank of America agent if you’re not sure.

List of Bank of America routing numbers by state

State Bank of America routing number
Bank of America Alabama
051000017
Bank of America Arkansas
082000073
Bank of America Connecticut
011900254
Bank of America Florida
063100277/ 063000047
Bank of America Hawaii
051000017
Bank of America Illinois, North
071000505
Bank of America Iowa
073000176
Bank of America Louisiana
051000017
Bank of America Massachusetts
011000138
Bank of America Mississippi
051000017
Bank of America Montana
051000017
Bank of America New Hampshire
011400495
Bank of America New York
021000322
Bank of America Ohio
051000017
Bank of America Pennsylvania
031202084
Bank of America South Dakota
051000017
Bank of America Texas
111000025/ 113000023
Bank of America Virginia
051000017
Bank of America Wisconsin
051000017

Conclusion

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries.

BOA Bank of America routing numbers – how to use them